화재/재해/도난 미리 준비해�? 유병자실손보�?유병력자�?간편심사로 If a grammatical basic principle that may be extra to 서툴�?is actually a vowel �?and there's no other choice apart from a vowel �?then that grammatical basic principle cannot be added to 서툴�? 상담 간편 전화상담 상품 자